:root{--navy:#0d2e50;--ink:#19334c;--muted:#53677a;--teal:#087e73;--aqua:#53d7be;--line:#d9e4ea;--soft:#f1f7f8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.62 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:inherit}a:hover{color:var(--teal)}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;top:-100px;left:16px;background:#fff;padding:12px;z-index:10}.skip:focus{top:8px}.top{background:var(--navy);color:#e8f5f5;font-size:13px}.topin{display:flex;justify-content:space-between;gap:15px;padding:7px 0}.header{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:2}.headin{min-height:82px;display:flex;align-items:center;gap:28px;justify-content:space-between}.brand{display:block;flex:none}.brand img{display:block;width:192px;height:48px}.header nav{display:flex;align-items:center;gap:22px}.header nav a{text-decoration:none;font-size:14px;font-weight:650;color:var(--ink);white-space:nowrap}.header nav a:hover,.header nav a.active{color:var(--teal)}.headcall{padding:10px 17px;color:var(--navy);border:1px solid #a9c5cd;border-radius:7px;text-decoration:none;font-weight:750;white-space:nowrap;font-size:14px}.headcall:hover{background:var(--soft)}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.17;color:var(--navy);letter-spacing:-.03em}h1{font-size:clamp(2.45rem,5vw,4.45rem);margin:18px 0 23px;max-width:780px}h1 em{color:var(--teal);font-style:normal}h2{font-size:clamp(1.85rem,3vw,2.7rem);margin-bottom:15px}h3{font-size:1.23rem;margin-bottom:10px}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--teal);font-size:12px;font-weight:800}.hero{background:linear-gradient(115deg,#e8f7f5 0%,#f4f9fb 57%,#eaf1f5 100%);padding:78px 0 86px}.herogrid{display:grid;grid-template-columns:1.16fr .84fr;gap:7%;align-items:center}.lead{font-size:clamp(1.08rem,1.7vw,1.3rem);line-height:1.55;max-width:620px;color:#405a6d}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 18px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:49px;padding:12px 23px;background:var(--teal);color:#fff;border-radius:7px;text-decoration:none;font-weight:750;text-align:center}.button:hover{background:#075d56;color:#fff}.button.secondary{background:transparent;color:var(--navy);border:1px solid #9dbac4}.button.secondary:hover{background:#fff}.small{font-size:14px;color:var(--muted);margin:0}.heroaside{background:#fff;border:1px solid #cbdde3;border-radius:16px;box-shadow:0 25px 60px rgba(15,48,73,.1);padding:26px 29px}.asidecap{font-size:14px;color:var(--teal);font-weight:800;text-transform:uppercase;letter-spacing:.09em;margin-bottom:15px}.issue{display:flex;gap:17px;padding:18px 0;border-top:1px solid var(--line)}.issue span{color:var(--teal);font-size:14px;font-weight:800}.issue strong,.issue small{display:block}.issue strong{font-size:17px;line-height:1.3;color:var(--navy)}.issue small{font-size:14px;color:var(--muted);margin-top:4px;line-height:1.45}.heroaside>a{display:block;border-top:1px solid var(--line);padding-top:17px;color:var(--teal);font-weight:750;text-decoration:none}.section{padding:78px 0}.section.soft{background:var(--soft)}.sectionhead{max-width:700px;margin-bottom:32px}.sectionhead p{color:var(--muted);font-size:1.1rem;margin-bottom:0}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.card{display:flex;flex-direction:column;min-height:255px;padding:28px;background:#fff;border:1px solid var(--line);border-radius:11px;text-decoration:none;transition:transform .15s,border-color .15s,box-shadow .15s}.card:hover{transform:translateY(-3px);border-color:#76b8b1;box-shadow:0 14px 30px rgba(15,48,73,.08)}.cardmark{align-self:flex-start;display:grid;place-items:center;width:39px;height:39px;background:#e4f6f2;border-radius:9px;color:var(--teal);font-weight:800;margin-bottom:24px}.card h3{margin-bottom:8px}.card p{color:var(--muted);font-size:15px;line-height:1.55;margin-bottom:18px}.learn{color:var(--teal);font-weight:750;margin-top:auto;font-size:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:9%;align-items:start}.steps{background:#fff;border:1px solid var(--line);border-radius:12px;padding:5px 30px}.steps>div{display:flex;gap:17px;padding:22px 0;border-bottom:1px solid var(--line)}.steps>div:last-child{border:0}.steps b{color:var(--teal)}.steps strong,.steps small{display:block}.steps small{font-size:14px;color:var(--muted);line-height:1.5;margin-top:3px}.textlink{color:var(--teal);font-weight:750;text-decoration:none}.narrow{max-width:780px}.narrow p{font-size:1.1rem;color:var(--muted)}.callband{background:var(--navy);padding:42px 0;color:#fff}.bandin{display:flex;justify-content:space-between;align-items:center;gap:25px}.callband h2{color:#fff;font-size:2rem;margin-bottom:7px}.callband p{margin:0;color:#d7e4ec}.button.light{background:var(--aqua);color:#073b3d;white-space:nowrap}.button.light:hover{background:#fff}.pagehero{padding:72px 0;background:var(--soft)}.pagehero .wrap>p{max-width:750px;font-size:1.18rem;color:#496174;margin-bottom:0}.pagehero .actions{margin-bottom:0}.pagehero.compact{padding:58px 0}.pagehero.compact h1{font-size:clamp(2.3rem,4vw,3.5rem);margin:0 0 14px}.checks{padding-left:22px;line-height:2}.checks li::marker{color:var(--teal)}.note{background:var(--soft);padding:30px;border-radius:12px}.note p{color:var(--muted)}.article{max-width:820px;padding-top:55px;padding-bottom:80px}.article section{border-bottom:1px solid var(--line);padding:8px 0 25px;margin-bottom:22px}.article section:last-child{border:0}.article h2{font-size:1.6rem;margin-bottom:12px}.article p{color:#405669;margin:0 0 12px}.article a{color:var(--teal)}.faq{max-width:850px}.faq details{border-bottom:1px solid var(--line);padding:19px 0}.faq summary{font-weight:750;color:var(--navy);font-size:1.1rem;cursor:pointer;padding-right:20px}.faq details p{color:var(--muted);margin:13px 0 0}.contactgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.contactbox{border:1px solid var(--line);border-radius:11px;padding:29px;overflow-wrap:anywhere}.contactbox h2{font-size:1.45rem;margin:15px 0}.contactbox h2 a{text-decoration:none}.contactbox p{color:var(--muted);margin-bottom:0}footer{background:#f4f8f9;border-top:1px solid var(--line);padding:62px 0 28px}.footergrid{display:grid;grid-template-columns:1.5fr .7fr 1fr;gap:7%;padding-bottom:40px}.footergrid img{display:block}.footergrid p{color:var(--muted);max-width:350px;font-size:14px;margin:19px 0 0}.footergrid h3{font-size:16px;margin:0 0 16px}.footlist{display:flex;flex-direction:column;gap:9px;color:var(--muted);font-size:14px;line-height:1.55}.footlist a{text-decoration:none}.legalnav{border-top:1px solid var(--line);padding:22px 0;display:flex;flex-wrap:wrap;gap:13px 24px}.legalnav a{font-size:14px;color:var(--ink);text-decoration:none}.fine,.copyright{color:var(--muted);font-size:13px;max-width:870px}.copyright{padding-top:17px}
@media(max-width:1050px){.headin{flex-wrap:wrap;padding:14px 0;gap:10px}.header nav{order:3;width:100%;justify-content:space-between;overflow:auto;padding:8px 0}.herogrid{gap:30px}.heroaside{padding:22px}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){.wrap{width:min(100% - 32px,1160px)}.topin{justify-content:center}.topin span:first-child{display:none}.headin{min-height:0;gap:10px}.brand img{width:155px;height:auto}.headcall{font-size:12px;padding:8px}.header nav{gap:20px}.hero{padding:50px 0}.herogrid,.split,.footergrid,.contactgrid{grid-template-columns:1fr}.heroaside{margin-top:10px}.section{padding:54px 0}.cards{grid-template-columns:1fr}.card{min-height:0;padding:22px}.cardmark{margin-bottom:17px}.bandin{align-items:flex-start;flex-direction:column}.pagehero{padding:50px 0}.footergrid{gap:30px}.callband h2{font-size:1.7rem}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.card{transition:none}}